Bank of Baroda Probationary Officers. Exam-2008

1. RBI's open market operation transactions are carried out with a view to regulate ____
(A) Liquidity in the economy

(B) Prices of essential commodities

(C) Inflation

(D) Borrowing power of the banks

(E) All the above

Ans (E)

2. Open market operations , one of the measures taken by RBI in order to control credit expansion in the economy means ____

(A) Sale or purchase of Govt. securities

(B) Issuance of different types of bonds

(C) Auction of gold

(D) To make available direct finance to borrowers

(E) None of these

Ans (A)

3. The bank rate means ___

(A) Rate of interest charged by commercial banks from borrowers

(B) Rate of interest at which commercial banks discounted bills of their borrowers

(C) Rate of interest allowed by commercial banks on their deposits

(D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks

(E) None of these

Ans (D)

4. What is an Indian Depository Receipt?

(A) A deposit account with a Public Sector Bank

(B) A deposit account with any of depositories in India

(C) An instrument in the form of depository receipt created by an Indian depository against
underlying equity shares of the issuing company

(D) An instrument in the form of deposit receipt issued by an Indian depositories

(E) None of these

Ans (C)

5. Fiscal deficit is ____

(A) total income less Govt. borrowing

(B) total payments less total receipts

(C) total payments less capital receipts

(D) total expenditure less total receipts excluding borrowing

(E) None of these

Ans (D)

6. In the capital market , the term arbitrage is used with reference to ____

(A) purchase of securities to cover the sale

(B) sale of securities to reduce the loss on purchase

(C) simultaneous purchase and sale of securities to make profits from price

(D) variation in different markets

(E) Any of the above

Ans (C)

7. The stance of RBI monetary policy is _____

(A) inflation control with adequate liquidity for growth

(B) improving credit quality of the Banks

(C) strengthening credit delivery mechanism

(D) supporting investment demand in the economy

(E) Any of the above

Ans (E)

8. Currency Swap is an instrument to manage ___

(A) currency risk

(B) interest rate risk

(C) currency and interest rate risk

(D) cash flows in different currency

(E) All of the above

Ans (D)

9. "Sub-prime" refers to_______

(A) lending done by banks at rates below PLR

(B) funds raised by the banks at sub - Libor Rates

(C) Group of banks which are not rate as prime banks as per Banker's Almanac

(D) lending done by financing institutions including banks to customers not not meeting with normally required credit appraisal standards

(E) All of the above

Ans (D)

10. Euro Bond is an instrument _____

(A) issued in the European market

(B) issued in Euro currency

(C) issued in a country other than the country of the currency of the Bond

(D) All of the above

(E) None of these

Ans (C)

11. Money laundering normally involves _____

(A) placement of funds

(B) layering of funds

(C) integrating of funds

(D) All of (A), (B) & (C)

(E) None of (A), (B) & (C)

Ans (D)

12. The IMF and the World Bank were conceived as institutions to ____

(A) strengthening international economic co-operation and to help create a more stable and prosperous global economy

(B) IMF promotes international monetary cooperation

(C) The World Bank promotes long term economic development and poverty reduction

(D) All of (A),(B) & (C)

(E) None of (A),(B) & (C)

Ans (D)

13. Capital Market Regulator is _____

(A) RBI

(B) IRDA

(C) NSE

(D) BSE

(E) SEBI

Ans (e)

14. In the term BRICS , R stands for ______

(A) Romania

(B) Rajithan

(C) Russia

(D) Regulation

(E) Npne of these

Ans (C)

15. FDI refers to _____

(A) Fixed Deposit Interest

(B) Fixed Deposit Investment

(C) Foreign Direct Investment

(D) Future Derivative Investment

(E) None of these

Ans (C)

16. Which is the fist Indian company to be listed in NASDAQ?

(A) Reliance

(B) TCS

(C) HCL

(D) Infosys

(E) None of these

Ans (D)

17. Which of the following is the Regulator of the credit rating agencies in India?

(A) RBI

(B) SBI

(C) SIDBI

(D) SEBI

(E) None of these

Ans (D)

18. Who is Brand Endorsing Personality of Bank of Baroda?

(A) Juhi Chawala

(B) Kiran Bedi

(C) Amitabh Bachchan

(D) Kapil Dev

(E) None of these

Ans (E)

19. The Branding Line of Bank of Baroda is ____

(A) International Bank of India

(B) India's International Bank

(C) India's Multinational Bank

(D) World's Local Bank

(E) None of these

Ans (B)

20. The logo of Bank of Baroda is known as ___

(A) Sun of Bank of Baroda

(B) Baroda Sun

(C) Bank of Baroda's Rays

(D) Sunlight of Bank of Baroda

(E) None of these

Ans (B)

21. One of the major challenges banking industries is facing these days is money laundering. Which of the following acts/ norms are launched by the banks by the banks to prevent money laundering in general ?

(A) Know your customer norms

(B) Banking Regulation Act

(C) Negotiable Instrument Act

(D) Narcotics and Psychotropic Substance Act

(E) None of these

Ans (E)

22. Lot of Banks in India these days are offering M-Banking Facility to their customers . What is the full form of 'M' in 'M-Banking'?

(A) Money

(B) Marginal

(C) Message

(D) Mutual Fund

(E) Mobile Phone

Ans (E)

23. Which of the following is/are true about the "Sub-Prime Crisis" ? (The term was very much in news recently.)

(1) It is a Mortage Crisis referring to Credit default by the borrowers

(2) Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers

(3) This crisis originated of negligence in credit rating of the borrowers

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1,2 & 3

(E) None of these

Ans (D)

24. Which of the following is NOT the part of the structure of the financial System in India ?

(A) Industrial Finance

(B) Agricultural Finance

(C) Government Finance

(D) Development Finance

(E) Personal Finance

Ans (E)

25. Which of the following is NOT the part of the Scheduled Banking structure in India ?

(A) Money Lenders

(B) Public Sector Banks

(C) Private Sector Banks

(D) Regional Rural Banks

(E) State Co-operative Banks

Ans (A)

26. As we all know Govt. of India collects tax revenue on various activities in the country. Which of the following is a part of the tax revenue of the Govt. ?

(1) Tax on Income

(2) Tax on Expenditure

(3) Tax on property or Capital Asset

(4) Tax on Goods and Services

(A) Both 1 and 3 only

(B) Both 2 and 4 only

(C) All 1,2,3 & 4

(D) Only 2,3 and 4

(E) None of these

Ans (C)

27. We very frequently read about Special Economic Zones (SEZs) in newspapers. These SEZs were established with which of the following objectives ?

(1) To attract foreign investment directly

(2) To protect domestic market from direct competition from multinationals

(3) To provide more capital to agriculture and allied activities

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1,2 & 3

(E) None of these

Ans (A)

28. Which of the following groups of the countries has almost 50% share in Global emission of carbon every year ?

(A) US, China, India, South Africa

(B) India, china, Russia , Britain

(C) South Africa, Nepal , Myanmar

(D) US, Russia, China & India

(E) None of these

Ans (D)

29. Many times we read about Future Trading in newspapers. What is Future Trading ?

(1) It is nothing but a trade between any two stock exchanges where in it is decided to purchase the stocks of each other on a fixed price throughout the year

(2) It is an agreement between two parties to buy and sell an underlying asset in the future at a predetermined price

(3) It is agreement between Stock Exchanges that they will not trade the stocks of each other under any circumstances in future or for a given period of time

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1,2 & 3

(E) None of these

Ans (B)

30. Hillary Clinton formally suspended her campaign to ensure election of who amongst the following for the next President of USA?

(A) George Bush

(B) Barack Obama

(C) John McCain

(D) Boll Clinton

(E) None of these

Ans (B)

31. Hugo Chavez whose name was recently in news is the _____

(A) President of Cango

(B) Prime Minister of Uganda

(C) President of Venezuela

(D) Prime Minister of Brazil

(E) None of these

Ans (C)

32. The Govt. of India has raised the amount of the loan Waiver to the farmers by 20%. Now the amount is nearly _____

(A) Rs. 60,000 crores

(B) Rs. 65,000 crores

(C) Rs. 72,000 crores

(D) Rs. 76,000 crores

(E) Rs. 80,000 crores

Ans (A)

33. Delimitation Commission has made a recommendation the next Census should be Panchayat-wise. When is the next Census due ?

(A) 2010

(B) 2011

(C) 2012

(D) 2013

(E) 2015

Ans (B)

34. The world Health Organization has urged that advertisements of which of the following should be banned to protect youth from bad effects of the same ?

(A) Tobacco

(B) Alcoholic drinks

(C) Junk Food

(D) Soft drinks with chemical preservatives

(E) None of these

Ans (A)

35. Which of the following countries has allocated a huge amount of US $ 10 billion to provide relief to its earthquake victims ?

(A) Japan

(B) South Korea

(C) China

(D) South Africa

(E) None of these

Ans (C)

36. Which of the foloowing names is NOT closely associated with space Programme of India or any other country ?

(A) CARTOSAT

(B) NLS-5

(C) RUBIN-8

(D) GSLV

(E) SCOPE

Ans (E)

37. Vijay Hazare Trophy is associated with game of _____

(A) Hockey

(B) Cricket

(C) Badminton

(D) Football

(E) Golf

Ans (B)

38. Which of the following was theme of the Olympic Torch ?

(A) Journey of Harmony

(B) Green World Clean World

(C) Journey of Peace

(D) Jouney of Hunger-free World

(E) None of these

Ans (A)

39. Which of the following schemes is NOT a social development Scheme ?

(A) Indira Awas Yojana

(B) Mid Day Meal

(C) Bharat Nirman Yojana

(D) Sarva Siksha Abhiyan

(E) All are Social Schemes

Ans (C)

40. Which of the following is NOT a member of ASEAN ?

(A) Maleysia

(B) Indonesia

(C) Vietnam

(D) Britain

(E) Singapore

Ans (D)

41. Which of the following awards are given for the excellence in the field of Sports ?

(A) Kalinga Prize

(B) Shanti Swarup Bhatnagar Award

(C) Arjun Award

(D) Pulitzer Award

(E) None of these

Ans (C)

42. Inflation in India is measured on which of the following indexes/indicators ?

(A) Cost of Living Index (COLI)

(B) Consumer Price Index (CPI)

(C) Gross Domestic Product (GDP)

(D) Wholesale Price Index (WPI)

(E) None of these

Ans (D)

Andhra Bank IT Officer Previous Year Paper

1. Ashok Mankad who died recently was a famous -

(A) Journalist
(B) Cricket Player
(C) Politician
(D) Author
(E) Cine Artist

Ans (B)

2. The logo of the "Olympic Games - 2008" is named as -
(A) Dancing Beijing
(B) Race of Harmony
(C) One world one dream
(D) Beijing welcomes you
(E) None of these

Ans (A)

3. Midnight children is book written by -
(A) Kiran Desai
(B) Chetan Bhagat
(C) Salman Rusdie
(D) V.S.Naipaul
(E) None of these
Ans (C)

4. Which of the following teams won the "Asia cup cricket 2008" held in Karanchi in July 2008?
(A) India
(B) Pakistan
(C) Sri Lanka
(D) Bangladesh
(E) None of these
Ans (C)

5. The commonwealth Games 2010 are scheduled to be held in -
(A) Bnagalore
(B) Pune
(C) New Delhi
(D) Mumbai
(E) Hyderabad
Ans (C)

6. Which of the following teams won the "Champions Trophy" 2008 (of Hockey) held in June 2008?
(A) Russia
(B) England
(C) India
(D) Pakistan
(E) Australia
Ans (E)

7. The 34th G-8 Summit was organized in July 2008 in -
(A) France
(B) Germany
(C) Russia
(D) Italy
(E) Japan
Ans (E)

8. Which of the following is specifically designed to control various risk involve in Banking operations?
(A) RTGS
(B) FEMA
(C) Basel Norms
(D) EFTOPS
(E) All these
Ans (C)

9. In banking world providing credit and other financial services and products of very small amount to the poors in rural/semi-urban area is known as -
(A) NGO Finance
(B) Credit Finance
(C) Corporate Finance
(D) Micro Finance
(E) None of these
Ans (D)

10. Which of the following organizations has launched "Kick the CO2 Habit" Campaign to create awareness about "Global Warming"?
(A) ISRO
(B) WTO
(C) NASA
(D) UNO
(E) None of these
Ans (E) UNEP (United Nations Environment Programme)

11. Which of the following has been the approximate growth of India economy during 2007-08?
(A) 7 %
(B) 8 %
(C) 9 %
(D) 10 %
(E) 11 %
Ans (C)

12. Which of the following plays a very important role in farming guidelines/policies pertaining to provide credit facility to agriculculture and rural sectors?
(A) SIDBI
(B) NABARD
(C) ICICI Bank
(D) ECGE
(E) Exim Bank
Ans (B)

13. Who amongst the following was the Speaker of the Lok Sabha when Mnamohan Singh Govt. was required to go for "Vote of Confidence" on 22nd July 2008?
(A) Najma Heptulaha
(B) P.M.Sayeed
(C) Somnath Chatterjee
(D) Mohamad Hamid Ansari
(E) None of these
Ans (C)

14. Amar singh whose name was very much in news recently belongs to which of the following political parties?
(A) Bohujan Samaj Party
(B) Samajwadi Party
(C) Samta Party
(D) CPI (M)
(E) None of these
Ans (B)

15. The RBI Governor reviews the Annual Monetary and Credit Policy every time after a gap of -
(A) Two months
(B) Three months
(C) Four months
(D) Six months
(E) As and When required
Ans (B)

16. The Advertisement of which of the following banks has the punch line "Much more to do with you in focus"?
(A) State Bank of India
(B) ICICI Bank
(C) Bank of Baroda
(D) Bank of India
(E) Andhra Bank
Ans (E)

17. R.S.Gavai has taken over as the Governor of _
(A) Assam
(B)Jammu & Kashmir
(C) Biha
(D) Kerala
(E) None of these
Ans (D)

18. The unit of sound is -
(A) Dyne
(B) Joule
(C) Knot
(D) Watt
(E) Decibel
Ans (E)

19. Who amongst the following has written the book "Gandhiji's Emissary"?
(A) Arun Gandhi
(B) Abdul Sultan
(C) B.G.Varghese
(D) D.B.C.Pierre
(E) Sudhir Ghosh
Ans (E)

20. Who amongst the following has written the book "The Last Moghul"?
(A) John Banville
(B) Elfriede Jelinek
(C) Graham Green
(D) Hussain Haqqani
(E) William Darlymple
Ans (E)

Country - Prersidents

Raul Castro - Cuba


Hugo Chavez - Venizula

Gordon Brown - UK

Barak Obama - USA

Dimitry Medvedev - Russia

Ahmadi Nezad - Iran

Robert Mugabe - Zimbabwe

Morgan Tsvangirai - Zimbabwe ( PM )

Silvio Berlusconi - Italy ( PM )

Asif Ali Zardari - Pakistan

Yusuf Raza Jilani - Pak ( PM )

Nicolas Sarcozy - France

Md Anni Nausheed - Maldeevs

Sheik Hasina - Bangladesh ( PM )

Zillur Rehman - Bangladesh

Jigmekhaisar Wangchuk - Bhutan

Madhav Kumar Nepal - Nepal

Stphen Harper - Canda

Hu Jintao - China

Wen Jiabo - china ( PM )

Mohammad - al Gadaffi - Libiya

HOsni Mubarak - Egypt

Najib Tun Razzak - Malaysia ( PM )

George Abela - Malta

Commander Grank Bainimaram - Fiji ( Interm PM )

Lars Looke Rasmussen - Denmark

Gordon Bijnai - Hungary ( PM )

Benjamin Netanyahu - Israel ( PM )

Sheik Sharif Sheik Ahmed - Somalia

Nur Sultan Nazar Bayev - Kazakhistan

Recardo Martinelli - Panama

Jhon Atta mills - Ghana

Rupia Banda - Zambia

Michelle Bachlet - Chile

Herman Van Romphey - Belgium ( PM ) ( also EU President )

Boni Yayi - Rep Of Benin

Andy Rajoelina - Madagaskar

Kaczynski - Poland

Donald Tusk - Poland ( PM )

Jose Luis Rodriguiz Zapatiro - Spain ( PM )

Jacob Zuma - South Africa ( 4th President )

Mwai Kibaki - Kenya

Jan Fischer - Czech Repulic ( PM )

Vaclav Klaus - Czech Repulic

Oscar Ariyas - Coastarica

Luis Inacio Lula da Silva - Brazil

Saad Hariri - Lebanon

Manuel Zelaya - Hondurus

Abhishit Vijjajiva - Thialand ( PM )

Felip Calderon - Mexico

Yukio Hatoyama - Japan

Kurman Bakiyev - Kyrgistan

Tskhiagin Elbegdorj - Mongolia

Emomali Rehman - Tajikistan

Akil Akimov - Tajikistan ( PM )

Md . Ali Sahen - Turkey ( New President )

King Abdullah - Saudi Arabia

Susilo Bambang Yudhoyono - Indonasia

Christina Elizabeth Fernandez Dekirchner - Argentina

JOhanna Singurdardottir - Iceland ( 1st women PM )

Hishipunye Pohamba - Namibia ( OBC 2009 quest )

Jan Peter Balkenede - Netherlands

Bashar al asad - Syria

Dimtrin Christofiyan - Cyprus

Secretaries

Shri SS Khurana


Railway Secretary President's Secretariat

Dr. Christy L. Fernandez, Secretary to the President,

Prime Minister's Office

Shri T. K. A. Nair, Principal Secy. to PM

Shri M. N. Prasad, Secretary


Cabinet Secretariat

Shri K. M. Chandrasekhar, Cabinet Secretary

Shri Ajit Kumar Seth, Secretary (PG & Coord.)

Shri K C Verma, Secretary (RAW)

Shri B. K. Dey,Security., Cabinet Sectt.


Ministry of Agriculture

Shri T. Nand kumar, D/o Agriculture & Cooperation

Dr. Mangala Rai, (Scientist) D/o Agri. Res. & Education,

Shri Rudhra Gangadharan, D/o Animal Husbandry & Dairying


Department of Atomic Energy

Dr. Srikumar Banerjee,

Department of Atomic Energy

Ministry of Chemicals & Fertilizers

Shri Bijoy Chatterjee

D/o Chemicals & Petrochemicals

Shri S. Krishnan

Deptt of Fertilizers

Ministry of Civil Aviation

Shri M. Madhavan Nambiar

Ministry of Coal & Mines

Shri C. Balakrishnan , Department of Coal

Smt. Santha Sheela Nair, Department of Mines


Ministry of Commerce & Industry

Shri Rahul Khullar , Department of Commerce

Shri Ajay Shankar, Department of Industrial Policy and Promotion


Ministry of Culture

Shri Jawahar Sircar, Secretary Ministry of Culture

Ministry of Defence

Shri Pradeep Kumar

Defense Secretary of India

Smt. Indu Liberhan

Department of Defense Finance

Raj Kumar Singh

Department of Defense Production

Shri M Natarajan

Defense Research and Development

Ministry of External Affairs

Smt. Nirupama Rao

Foreign Secretary of India

Ministry of Finance

Shri Ashok Chawla

Finance Secretary of India , Department of Economic Affairs

Sushma Nath

Department of Expenditure

Shri PV Bhide

Department of Revenue

Ministry of Home Affairs

Shri GK Pillai

Home Secretary, Government of India

Ministry of Petroleum and Natural Gas

Shri RS Pandey

Petroleum & Gas Secretary

Ministry of Power

Shri harishankar Brhama, Power secretary

Cabinat ministers

Dr Manmohan Singh Prime Minister and also in-charge of the Ministries/Departments not specifically allocated to the charge of any Minister viz:

(i) Ministry of Personnel, Public Grievances & Pensions;

(ii) Ministry of Planning;

(iii) Department of Atomic Energy;

(iv) Department of Space; and

(v) Ministry of Culture;

Shri Pranab Mukherjee

Minister of Finance

Shri Sharad Pawar

Minister of Agriculture and Minister of Consumer Affairs, Food & Public Distribution

Shri AK Antony

Minister of Defence

Shri P Chidambaram

Minister of Home Affairs

Kumari Mamata Banerjee

Minister of Railways

Shri SM Krishna

Minister of External Affairs

Shri Virbhadra Singh

Minister of Steel

Shri Vilasrao Deshmukh

Minister of Heavy Industries and Public Enterprises

Shri Ghulam Nabi Azad

Minister of Health and Family Welfare

Shri Sushilkumar Shinde

Minister of Power

Shri M Veerappa Moily

Minister of Law and Justice

Dr Farooq Abdullah

Minister of New and Renewable Energy

Shri S Jaipal Reddy

Minister of Urban Development

Shri Kamal Nath

Minister of Road Transport and Highways

Shri Vayalar Ravi

Minister of Overseas Indian Affairs

Shri Dayanidhi Maran

Minister of Textiles

Shri A Raja

Minister of Communications and Information Technology

Shri Murli Deora

Minister of Petroleum and Natural Gas

Smt Ambika Soni

Minister of Information and Broadcasting

Shri Mallikarjun Kharge

Minister of Labour and Employment

Shri Kapil Sibal

Minister of Human Resource Development

Shri BK Handique

Minister of Mines and Minister of Development of North Eastern Region

Shri Anand Sharma

Minister of Commerce and Industry

Shri CP Joshi

Minister of Rural Development and Minister of Panchayati Raj

Kumari Selja

Minister of Housing and Urban Poverty Alleviation and Minister of Tourism

Governers

Indian State Name From


Andhra Pradesh E S L Narsimhan 27 December 2009 (acting)

Arunachal Pradesh Joginder Jaswant Singh 24 January 2008

Assam Janaki Ballabh Patnaik 27 November, 2009

Bihar Devanand Konwar 24 July 2009

Chhattisgarh E.S.L. Narasimhan 25 January 2007

Goa Shivinder Singh Sidhu 22 July 2008

Gujarat Dr. Kamla Beniwal 27 November, 2009

Haryana Jagannath Pahadia 27 July, 2009

Himachal Pradesh Prabha Rau 19 July 2008

Jammu and Kashmir Narinder Nath Vohra 25 June 2008

Jharkhand K. Sankaranarayanan 26 July 2009

Karnataka Hans Raj Bhardwaj 29 June 2009

Kerala Ramkrishnan Suryabhan Gavai 10 July 2008

Madhya Pradesh Rameshwar Thakur 1 July 2009

Maharashtra S.C. Jamir 9 March 2008

Manipur Gurbachan Jagat 23 July 2008

Meghalaya Ranjit Shekhar Mooshahary 1 July 2008

Mizoram Lt. Gen. M.M. Lakhera 25 July 2006

Nagaland Nikhil Kumar 15 October 2009

Orissa Murlidhar Chandrakant Bhandare 21 August 2007

Punjab Sunith Francis Rodrigues 16 November 2004

Rajasthan Prabha Rau (acting) 2 December 2009

Sikkim Balmiki Prasad Singh 9 July 2008

Tamil Nadu Surjit Singh Barnala 3 November 2004

Tripura Dnyandeo Yashwantrao Patil 27 November 2009

Uttarakhand Margaret Alva 19 July 2009

Uttar Pradesh Banwari Lal Joshi 28 July 2009